Who we serve
Built for the years around retirement.
Pre-Retirees, 55–65
This is the window where the decisions are still reversible and the numbers are finally real.
Defense and Tech Industry
A pension you elect once. Accounts inherited through decades of mergers. A savings plan with room most employers do not offer. All of it worth more if you know what you are actually holding.
Retiring With a Pension
Pension income for life is rare now, and it changes what your portfolio has to do. It also comes with elections you make only once.
Retiring Without a Pension
This is the case the Next Phase Plan was built for — where every dollar of income beyond Social Security has to come from what you saved.
Couples With an Age Gap
Your Social Security starts at a different time. So does your Medicare. And one of you will very likely be on your own for a while.
After a Business Sale
One year, one large number, and the rest of your life to fund from it. The planning window around the sale is short and usually valuable.
Executives with Concentrated Stock
You did not set out to hold this much of one company. It accumulated — and now selling has a cost, so it keeps growing.
Being straight about it
And who we are probably not right for.
If you want to pick your own stocks and have someone execute your trades, that is not us. If you want the highest possible return and you are comfortable with the ride, that is not us either.
We are built for people who want consistent monthly income and a plan they do not have to think about.
On minimums
The people who get the most from what we do usually have around $1 million or more in investable assets, but we have made plenty of exceptions for people still building, particularly tech and defense executives who are earning well and are about five years out.
Let us find out what your portfolio can actually pay you.
Thirty minutes to see where your income will come from. If we are not the right fit, we will tell you.